Thank you for your question.
Meditation is the method of channelizing our thought process. Thoughts are diversified at the initial stage. As one increase spiritual effort, thoughts are channelized .The effect is that we find positive change in attitude and increase in efficiency in daily life.
The more we practice of detaching from body, the effect of worldly affairs is minimized. We will be able to face challenges with ease.
This is the sign of self-transformation in the process of clearing negative account.